Microinsurance Products
Maging laging handa. Secure your future with affordable microinsurance products with the help of our partner brokers. Inquire now from our counters to avail of personal accident, pre-need, or CTPL insurance.
Panatilihing protektado ang pamilya
Why avail insurance with us?
Better Coverage made affordable
Mas pinaganda ang policy coverage ng mga offered microinsurance products sa PERA HUB para mas panatag ang pamilya. Browse our partner brokers' microinsurance offerings and find the one that best suits your needs.
Partnered with the country’s reputable insurance companies
Never worry about getting insured with PERA HUB’s list of reputable insurance partners. Sa PERA HUB, you’re sure na may maaasahan in times of needs.
Quick and accurate processing
Sa tulong ng ating friendly and reliable counter staffs, your application processes will be a breeze. Dahil sa PERA HUB, BIDA ka at iyong pamilya!
Available Microinsurance Products
Accident Protect
A Personal Accident plan that offers coverage for 7-64 year olds for accidental death, permanent disablement, partial disablement or dismemberment, murder and unprovoked assault with additional and/or enhanced benefits such as accidental medical reimbursement, daily hospital income benefit, 24/7 teleconsultation/telemedicine, and more. Premium starts at Php 55.00 to Php 65.00 per month.
Compulsory Third Party Liability Insurance
An annual compulsory Non-life Insurance plan that protects the owners of private vehicles (cars, motorcycles and trucks) from financial obligations to anyone who is injured or killed by the insured vehicle. Premium starts at Php 300.
Frequently Asked Questions
What is a microinsurance?
Do you require all customers to avail Microinsurance products?
Are you authorized to sell the product?
Can we buy insurance for our relatives on their behalf?
Can we avail more than one (1) Confirmation of Cover (COC) per purchase?
Do you cover medical reimbursement due to accidents?
Can we insure anyone or any occupation?
Do you cover death due to natural causes or illness?
How do you determine the beneficiary of the insured in case of death?
In case of a claim, do we need to present the Confirmation of Cover (COC) to the branch?
What is the timeframe for filing a claim after the accident?
Can we buy from PERA HUB even if I already have an existing microinsurance policy from another establishment?
What is the claims process for microinsurance?
Get reliable assistance for remittances, bills payment, bank transfers, and more when you visit the nearest PERA HUB branch near you.